Fha Loans El Paso

How to teach personal finance to kids

Back when my siblings and I were younger we were often jealous of our friends who got an allowance. Our parents raised us on the mindset that they had the money and we were dead broke. Our allowance was the roof over our head and the food on our table. I could ask for five …

10 Commandments of Personal Finance

If you're looking to get your personal finances in order, just follow these 10 commandments

What Credit Score is Needed to Buy a Mobile Home?

Typically, to buy a manufactured home, most lenders want a minimum credit score of 580 to 620. Read on for more information.

Tips to buying your first home

Buying a home can be either one of the best or worst decisions you ever make. Here are some Tips to Buying your First Home.

6 Tips to Increase Your Home’s Value

Before you tackle another home improvement project or stick a “for sale” sign in your yard, check out this list of smart ways to boost your home’s appeal — especially for the growing number of…

What credit score is needed for a mortgage?

What credit score is needed for a mortgage? Buying a home is one of the largest investments that most Americans will make in their lifetime. In order to

Seven Tips to Find a Reliable Contractor

by Katie Weismiller On April 30, 2014
If a DIY renovation is not your style, no vendor is more important than a contractor you can trust to execute your design vision . National renovation experts share below the qualities every legitimate contractor should possess, and how to determine if a contractor is the best fit for your project. Follow this advice to find the pro who will transform your house into your dream home
1. Ask for professional referrals
It may be…

Your Home Loan Journey: Pros and Cons of Mortgage Broker vs. Bank

By Roger Odoardi When it comes to getting approval for a home mortgage loan, borrowers can either work with a mortgage broker or a bank. Either option will take you one step closer to becoming a home...

When to Hire a Mortgage Broker

Let’s say you’re doing some mortgage research on your own—you’ve already talked to a financial planner and ready to take your next step in the home-buying process. Jon wants to know:

5 things your mortgage broker isn’t telling you

Despite their claims, most mortgage brokers only negotiate with a few lenders on your behalf.

Why Do Mortgage Companies Sell Closed Loans?

When you get a mortgage from a bank or mortgage broker, chances are your loan will be sold after it is closed. Who will your loan be sold to, why and how will it affect you? Let’s take a cl

Five Things You Should Know About Working With a Mortgage Broker

Maybe mortgage broker is a term you've heard in your travels, but you're unsure how it fits in with your plan to buy the home of your dreams. Well, for tho

Just How Important is Your Mortgage Broker?

For this series called Take It From Me, we asked couples to dish about what they wish they knew before moving in with their partner. Read th

Q: Should mortgage companies archive their websites? A: Yes.

Websites can present a series of compliance risks for mortgage lenders, who are obliged to keep thorough records of their website activity.

Mortgage Broker vs. Loan Officer: What's the Difference?

Very often, homebuyers do not understand the difference between a mortgage broker and a loan officer. A loan officer works directly for a lender while a broker is an independent party that does not work for anyone. In this way a broker can seek out loans from many different parties.

What's the Difference Between a Mortgage Broker, Lender, and Loan Officer?

Though it can be easy to mix them up, each plays a different role in financing your new home. Here's a simple way to differentiate between the three.

Should I go with a mortgage broker or a bank?

When buying a home, what is the difference between a mortgage broker and a bank, plus what are the pros and cons of each one?

Loan Officer vs. Mortgage Broker: What's the Difference?

Loan officers and mortgage brokers can both help you get a mortgage, but you need to know the differences between them.

When bad hacks happen to good mortgage brokers